Legal Notice

Provider

Mark Berger
Sole trader (individual)
Naukler Straße 18, 71065 Sindelfingen, Germany

Mark Berger is the provider of, and responsible for the content of, the app "Novara" and these pages.

Contact

Email: Bergermark@myyahoo.com
Telephone: +49 151 58600975

The service

An educational app that teaches financial literacy to children, teenagers and families. The app is free and offers a single optional in-app purchase that permanently unlocks all chapters. No financial product is arranged, offered or recommended, and no real money is held or managed. See the disclaimer.

Business status and VAT

Sole trader (individual), not a UK-registered company; no Companies House number.
Not registered for UK VAT. Any tax on an App Store purchase is accounted for by Apple (see below).
Not a regulated activity; the provider is not authorised or regulated by the Financial Conduct Authority (FCA). See the disclaimer.

Price

The app is free. The price of the optional in-app purchase is shown in the App Store before purchase, inclusive of any applicable tax. No delivery charges apply, as the app is supplied electronically.

Hosting and infrastructure

These pages are hosted by Vercel Inc., 340 S Lemon Ave #4133, Walnut, CA 91789, USA (vercel.com). Authentication and database services are provided by Google Firebase (Google Ireland Ltd., Gordon House, Barrow Street, Dublin 4, Ireland); details are in the privacy policy.

Distribution via the App Store

The app is distributed through the Apple App Store. Under Apple's developer terms, Apple sells the app in its own name on the provider's behalf: for purchases on the UK App Store, Apple Distribution International Ltd., Hollyhill Industrial Estate, Hollyhill, Cork, Ireland, is the seller and handles payment, billing and refunds. The app content is created by, and is the responsibility of, Mark Berger.

Complaints

If something goes wrong, please contact us first at the details above. This does not affect your statutory rights under UK consumer law; see the terms of use.

Intellectual property

All content of the app (text, graphics, design, learning content and software) is protected by intellectual property law and belongs to the provider or its licensors.